Types of Insurance
o The insurance documents in the
company are as follows:
Transportation of Good Insurance:
o
Insurance against all risks of the entire world to ports, ports of Iraq
and then to thestores in the provinces, including transport aircraft.
Planes and Ships Insurance:
o
Includes the civil liability insurance of the plane or ship’s structure.
Money and Property Insurance:
o
Loss of Profit resulting from fire and explosion hazards.
Engineering Insurance
o
Includes damages resulting caused by danger threats that the civil
engineering projects and industrial projects during its inception. As it
includes the machinery, tools and equipments while it’s being used and the
explosion of boiler and the damaged to the people. The legal liability of
third-party maintenance works as follows:
1. The Contractor’s damage (danger).
2. The monument damage.
3. Mechanical disrepair.
4. Boiler explosions.
5. Damage to food.
6. Insuring personal cars, cars that
transport of people and goods. This covers accidents, collisions, fire and
theft and third party liability.
7. Agricultural insurance: Include damage to
agricultural crops and livestock due to natural factors and all the risks
faced by agriculture, disease and deaths of animals, poultry and fish
8. General Accidents
Insurance: Includes
§ Individual personal
accident and group in the event of death, injury or disability due to an
accident outside or of a violent terrorist operation.
§ Group health insurance
covers the payment of wages resulting from surgical operations or illnesses
resulting from accidents.
9. Theft Insurance: covers theft, loss or
damage to insured property as a result of theft crimes.
10. Money insurance: includes
compensation for the loss is insured money due to him or be in possession of
and be responsible as a result of the dangers of fire, lightning, theft
during the transfer of money or its presence in the safe vaults.
11. Securing the Secretariat:
Includes compensation for insured losses that it incurred the charge of the
money deposited its employees or agents as a result of misconduct and lack
of honesty for these funds.
12. Civil liability insurance:
Includes Include compensation for the amounts to which a legally non-payment
of the official result of an accident in the third person or property or as
a result of negligence or neglect of one of its employees or as a result of
defects in the property or its products or because of errors by profession.
13. Employer liability insurance and be
compensated for the employer to pay the amounts to which law affects workers
from accidents resulting from work or from the virus.
14. Secure glass panes and declarations
and the optical losses resulting from the break and crack glass, paintings
and advertisements the optical.
